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Buy now pay later finance

Our simple buy now pay later finance option allows you to spread the cost of your sofa over 48 months after a 12-month deferral period. You may repay the amount of credit within the 12-month deferral period without incurring any interest charges. 

A settlement fee of £29 will apply.

The table below shows you how much the monthly repayments will be based on the total order value.

Representative example:
  • Cash Price £1000 
  • Deposit £100 
  • Loan Amount £900 
  • Repay within deferred period £900+£29 early settlement fee 
  • 48 monthly repayments of £31.39 
  • Interest rate 19.9% annum fixed 
  • If the finance is not settled at the end of the 12-month deferral, then the interest accrued during the holiday period will apply. 
  • Total term of loan agreement 60 months, with the first payment deferred for 12 months 
  • APR representative 19.9%Total amount payable £1606.72

Interest Free

Representative example:
  • Cash Price £5000
  • Deposit £1500
  • Loan Amount £3500
  • 36 monthly repayments of £97.22
  • Total term of loan agreement 36 months, with first payment payable one month from delivery.
  • APR representative 0%. Total amount payable £5000

Designer Sofas Group Ltd (FRN: 795912) are authorised and regulated by the Financial Conduct Authority. We are a credit broker not a lender. Credit is subject to status and affordability and is provided by Mitsubishi HC Capital UK PLC Available on orders over £500. Terms & Conditions apply.